Lines of Credit – Lending to Operating Companies vs. Investment Real Estate

Lines of Credit – Lending to Operating Companies vs. Investment Real Estate

Small business is growing once again in the U.S. Following the 2008-09 recession, the number of businesses in the U.S. with fewer than 500 employees fell precipitously. By 2013, small business had once again rebounded to 2009 levels. This spells opportunity for credit unions. Credit unions have long gravitated toward investment real estate as a…

Connecting With Business Members Through Lending

Connecting With Business Members Through Lending

One way to tackle the sophisticated small business market is to even the playing field with commercial banks by offering a richer portfolio of business loan products. According to a 2013 Raddon Financial Group study, the majority of small businesses with annual sales of $5 million and over are active users of credit cards. Many…