Duration: 85 minutes Having a thorough understanding of all borrower and guarantor investments, especially in real estate, is vital for an accurate financial analysis. Reviewing borrower and guarantor K-1s is critical for gaining a complete picture of cash flow and the impact of any related entities. The Schedule K-1 tax form reports a partner’s…
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Duration: 63 minutes Having a full understanding of the financial position of the borrower and guarantors is imperative in underwriting. In this webinar from August 17, 2023 CUBG’s Mike Smith shows how to use the personal financial statement to better analyze business and property owners as a potential source of repayment. We review important financial…
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Duration: 60 minutes Need advice? In this webinar from May 6, 2025 CUBG analysts and underwriters answer commercial lending questions summited by credit unions. From cash flow and ratios to annual reviews and collateral – you have questions, and we have the answers. Also hear about emerging regulatory issues and the most common underwriting…
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Duration: 60 minutes Asset-based lines of credit are loans secured by equipment, inventory, or accounts receivable and used by businesses to fund working capital needs. Offering asset-based lines of credit can help your credit union better serve your business members by providing them with the funds they need to further grow their business. Recorded…
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Duration: 62 minutes Managing annual reviews is one of the most challenging aspects of business lending for credit unions. The ongoing monitoring of individual loans is a regulatory hot button and can be time-consuming. In this webinar from June 17, 2025 learn how you can create a process that meets regulatory standards but also…
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Cost: Complimentary Duration: 52 minutes A robust SBA lending program can help your credit union diversify your commercial lending and strengthen business relationships. What are some of the key things you should know as you build or expand your credit union’s own SBA program? Join CUBG in this webinar from February 3, 2022 for…
Cost: Complimentary Duration: 41 minutes Today’s competitive lending market and selective collateral appetite make securing new commercial loans a challenge for credit unions. Carving out a niche and differentiating yourself will allow your commercial loan program to capture established markets, increase your pipeline, and escape the competition while serving your members’ borrowing needs. Blanket…
Duration: 93 minutes Recorded from the live presentation on January 26, 2023, this webinar gives key decision makers the information and knowledge they need to successfully oversee your credit union’s business lending program. We’ll review MBL regulations and important regulatory issues as well as the importance of cash flow and how to calculate it…
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Cost: Complimentary Duration: 42 minutes Interested in SBA lending? CUBG can help bring SBA to your credit union! SBA loans are an excellent way to help borrowers in your community, and can help your credit union diversify its commercial lending. In this session, hear a summary of CUBG’s SBA services and a look at…
Duration: 61 minutes Your credit union’s relationship with a business member often begins at account opening. Join CUBG for the training you and your staff need to open and maintain accounts for all types of businesses. Explore the basics of business accounts from business entity types and the required documentation for opening and maintaining…
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Explore this package of webinars featuring the essential information your credit union needs to confidently open business accounts and manage risk! This package includes these popular on-demand webinars: ✓ The Basics of Business Entity Types Learn about the most common types of business entities you will encounter at the credit union and what you need to…
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Presenter: Jennifer Blevins, Wespay Duration: 45 minutes With the increasing sophistication of fraudsters, it is important to follow industry best practices and utilize robust fraud mitigation tools. This session from April 24, 2025 will discuss current business fraud industry trends, how to identify these scams, and the tools you can use to help combat…
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Duration: 43 minutes Price: Complimentary Participations present a unique opportunity for credit unions to grow commercial loan portfolios and also free up liquidity to lend. Join CUBG’s Capital Markets Team as they take you through the ins and outs of buying and selling commercial loan participations in this webinar recording from November 12, 2024….
Duration: 55 minutes One of the biggest challenges credit unions face in calculating loan loss reserves for commercial loans is how to determine historic loan loss rates. Join CUBG in the webinar from October 23, 2025 and learn how to obtain historic loan loss data from NCUA reports. Explore how to analyze this information,…
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Duration: 65 minutes Reviewing CRE appraisals is a regulatory requirement, and a critical part of loan underwriting. Many of the findings from appraisal reviews are important to include in the credit presentation and key in making a decision on the loan. In this special webinar from October 11, 2022, learn about performing, understanding, and…
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Duration: 97 minutes Construction and development (C&D) loans can be lucrative for credit unions. However, C&D lending also poses a variety of unique challenges. Whether you are looking to get started in construction lending or interested in enhancing your current program, this webinar from August 8, 2024 will give you the tools you need…
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Duration: 59 minutes As an auditor, your role in assessing the risk in your credit union’s commercial lending program is vital. Gain the training and resources you need to understand the uniqueness of commercial lending and your responsibilities related to this area. In this webinar recorded on September 3rd, 2025 learn what the examiners…
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Duration: 62 minutes Collateral analysis is a key component of commercial loan underwriting. As a commercial lender or credit analyst, knowing how to read an appraisal is a critical part of the loan approval process. This webinar from February 9, 2022 will help you understand appraisals and how to use them in gathering much…
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Duration: 60 minutes The credit presentation (also called a credit memo) contains the information your approval committee needs to make an informed lending decision. Writing a clear, concise, and compliant credit presentation is key to properly underwriting a commercial loan. This webinar from August 28, 2025 will help you gain the tools you need…
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Duration: 52 minutes Price: Complimentary How CU Business Group can help expand or launch your credit union’s business program CUBG clients have access to a broad set of products and services to assist your credit union with serving your business members. In this session from February 5, 2025 – learn how you can utilize…
Duration: 13 minutes This webinar explores the FinCen rule that clarifies and strengthens customer due diligence requirements. This webinar serves as a training tool you can share with your credit union’s staff to ensure compliance. The topics covered in this course include: Overview of the rule Definitions of “Legal Entity Customers” and “Beneficial Owners” The…
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Duration: 62 minutes What’s next for your borrowers and portfolio? With uncertainty ahead, your credit union must prepare for what may be a difficult period in business lending. Hear from CUBG’s Mike Smith in this webinar from January 16, 2025 as he shares how you can identify and work with loans experiencing financial issues….
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Duration: 65 minutes As credit unions attract larger, more complex loan requests, and as portfolios grow – using more precise techniques for cash flow analysis is imperative. Credit unions have traditionally relied on the earnings before interest, taxes, depreciation, and amortization (EBITDA) formula to determine the adequacy of cash flow. However, examiners and auditors…
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Duration: 45 minutes Conducting an effective interview with a business member is a key component of a successful business services program. This webinar will review the following interviewing tools and techniques: Key questions and techniques to help staff learn about the member and their business Open/closed and other types of questions – how to best…
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Cost: Complimentary Duration: 68 minutes In this recording from a live session on May 20, 2021 – join CUBG and expert attorney Anthony Geraci of Geraci LLP for a deep dive into the world of commercial loan guaranties. Learn how to protect your credit union from losses as we discuss: Challenges and real-world strategies…
