Duration: 60 minutes Join CUBG for this webinar outlining the reporting requirements on commercial loan applications. In this session from April 18, 2024, you’ll learn which data needs to be collected and when to capture the required information in the loan process. Plus, we discuss what is considered a dwelling, how to handle mixed-used…
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Duration: 73 minutes Credit unions have a lot of competition for commercial clients. But they also have a secret weapon many of those competitors don’t have… a network of branches with deep ties to the community. Branches are typically the first point of contact and a great resource for business members. Are you giving your…
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Duration: 62 minutes Semi-trucks and other commercial vehicles help keep businesses and the economy moving. This huge industry presents a significant lending opportunity for credit unions, but like other types of lending, there are both potential rewards and unique risks involved. Join CUBG for this webinar and learn what you need to know to…
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Duration: 68 minutes Hotels and hospitality related lending provide an opportunity for credit unions to grow and diversify their CRE portfolios. However, this industry also presents some unique risks. Join CUBG for this webinar from April 11, 2024 on how to effectively make and manage loans to all types of hotels. This webinar discusses:…
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Duration: 86 minutes Multi-family residential loans have been a growing commercial loan category for credit unions for the last several years. But what are the best methods to underwrite, value, and manage these apartment loans? Join CUBG’s Mike Smith in this webinar from May 11, 2023 as he dives into underwriting and managing multi-family…
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Duration: 80 minutes Multi-tenant retail and shopping centers are one of the most common types of commercial real estate loans made by credit unions. In this webinar, CUBG discusses how to properly underwrite these loans, and the unique challenges they present. We cover the following key concepts: – Analyzing cash flow and NOI using…
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Duration: 57 minutes Over the last several years, short-term rentals have been increasing in popularity as an alternative to standard hotels. Lending on these property types can present unique opportunities (and challenges) for credit unions. What research should your credit union do prior to making loans on short-term rental properties? Which information is key…
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Duration: 63 minutes Making commercial loans to properties with a single tenant presents unique risks and rewards and requires a different approach than traditional multi-tenant CRE loans. Join CUBG’s Mike Smith and learn how to effectively underwrite and manage these high reward (and sometimes high risk) loans. This webinar discusses: – Examining single tenant…
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Duration: 59 minutes Church lending has long been a mainstay of business lending at credit unions. However, making loans to churches and other religious organizations often requires a unique approach. In this webinar from June 4, 2024, CUBG’s Mike Smith discusses how to properly evaluate and understand the financial and non-financial risks associated with…
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Duration: 63 minutes As non-profits themselves, credit unions understand how important these entities are to our communities. However, lending to non-profits and charities is different than traditional business and commercial lending. In this webinar from May 9, 2024, CUBG shows you how to approach non-profit loans. We’ll discuss how to analyze cash flow for…
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Duration: 58 minutes The cornerstone of portfolio risk management is a sound credit risk rating system. In this recording of the live session on March 10, 2021 – we show you why a strong risk rating system is important, how to assess your current system, and how to use risk ratings to determine the…
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Duration: 95 minutes As new originations slow and existing loans face uncertainty, it may be time to reassess how your credit union makes and manages loans. Join the experts at CUBG in this session from August 2,2023 for the best methods to manage your commercial lending program in today’s economy. Topics include: – Current…
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Duration: 57 minutes Making small balance business loans is vital to having a successful commercial loan program. In this webinar from April 10, 2025 learn about the benefits of making non-real estate loans under $250,000 for your credit union and community. Discover how “small” business loans can be big for your credit union! Learn…
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Duration: 55 minutes One of the keys to being a successful commercial lender is conducting effective and efficient visits with existing and proposed business members. Your ability to establish rapport with the business owner and managers, along with the information you obtain at these visits, will likely turn your prospects into members or produce…
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Duration: 66 minutes Many credit unions have large portfolios of CRE that will be maturing in 2024. Some of these loans may already be struggling due to economic conditions, and the rapid increase in interest rates over the past year may further impact cash flow. Properly managing these loan maturities will be key to…
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Duration: 63 minutes The examination process can be stressful and challenging. With years of experience in helping credit unions manage this process, CUBG has the insights to help your credit union improve and successfully navigate your next exam. Join CUBG’s in this session from August 7, 2025 and discover strategies to aid you in…
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Duration: 60 minutes Collateral is often the secondary source of repayment on a commercial loan and knowing the current value of that collateral is a key part of assessing risk in your portfolio. Performing collateral re-valuation as part of annual or periodic reviews is also a regulatory requirement, a hot button with examiners, and…
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Business lending is often a complex game of hide-and-seek. Sometimes spotting red flags to see why a loan won’t work is easy. However, “easy” is not the case for every loan you’ll encounter. Explore this package of webinars featuring the essential red flags and warning signs your credit union should be looking out for when…
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Duration: 58 minutes Business lending is often a complex game of hide-and-seek. Sometimes spotting red flags to see why a loan won’t work is easy. However, “easy” is not the case for every loan you’ll encounter. In this recording from October 7, 2025 Hear about the financial red flags and warning signs your credit…
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Duration: 59 minutes Too often, credit unions focus on only the financials when making loans. However, there is much more to approving a loan than just the DSCR. Non-financial issues can heavily impact business members and should also be considered in analyzing loans. In this webinar from September 18, 2025 discover the non-financial risk…
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Duration: 83 minutes It’s a common misconception that business and commercial loans are exempt from most lending compliance regulations, but that is actually NOT the case. In fact, many consumer-oriented lending regulations actually apply to business loans, but often in a more nuanced manner. Ensuring your staff have the knowledge they need to comply…
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Duration: 64 minutes When analyzing a loan on commercial real estate collateral, lenders typically focus on loan to value, management, and cash flow. However, analyzing the tenants that pay rent to generate that cash flow is also essential. Join CUBG in this recording from April 6, 2023 and learn how to assess these tenants…
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Duration: 55 minutes As lenders, the pandemic has taught us that anything can happen, and we need to be ready. It is more important now than ever to know how your loans will perform when economic factors change. Knowing how to properly stress test your loans will help you prepare. In this webinar, we…
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Duration: 58 minutes Small and micro business loans represent a huge opportunity for credit unions to serve their communities and expand relationships with existing borrowers and business members. Join CUBG and learn how to make small dollar business loans in an efficient, profitable, and safe manner. This webinar discusses: − Loan types and collateral…
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Duration: 31 minutes This basic webinar is designed to familiarize loan officers with the terms and purpose of various forms of short-term lending with a focus on revolving lines of credit. This session provides a high level overview on how to determine whether a revolving line of credit is the appropriate product to meet a members…
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