Duration: 57 minutes Join CUBG in this recording from March 16, 2023 on the latest in credit union commercial services. Hear industry statistics and trends, what to expect as we move further into 2023, and what your credit union should be doing now and in the foreseeable future. You’ll hear from: Justin Conrey, President/CEO,…
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Duration: 50 minutes Price: Complimentary Join CUBG for an overview of the Loan Participation Exchange platform! Credit unions can buy and sell commercial loans through the CUBG network using the LPX system. The LPX system is a secure, dynamic platform built specifically to help credit unions manage their balance sheets and improve liquidity through…
Duration: 65 minutes As credit unions attract larger, more complex loan requests, and as portfolios grow – using more precise techniques for cash flow analysis is imperative. Credit unions have traditionally relied on the earnings before interest, taxes, depreciation, and amortization (EBITDA) formula to determine the adequacy of cash flow. However, examiners and auditors…
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Cost: Complimentary Duration: 68 minutes In this recording from a live session on May 20, 2021 – join CUBG and expert attorney Anthony Geraci of Geraci LLP for a deep dive into the world of commercial loan guaranties. Learn how to protect your credit union from losses as we discuss: Challenges and real-world strategies…
Duration: 65 minutes Identifying potential environmental concerns is a critical step in analyzing commercial real estate transactions. Is your credit union’s environmental due diligence process effective and compliant with industry and regulatory standards? Join CUBG in this session from July 14, 2022 and learn what you should be doing to assess potential liabilities and…
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Duration: 72 minutes Looking to grow your commercial loan portfolio? Consider looking beyond commercial real estate. Commercial and industrial (C&I) loans are short- and long-term loans to fund working capital and finance capital expenditures such as vehicles, equipment, and machinery. Today, C&I loans are playing a more important role in business lending than ever…
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Duration: 58 minutes The purpose of commercial loan underwriting is to understand the risks in each transaction. In this webinar, CU Business Group’s Mike Smith will discuss three ratios your credit union should use to accurately identify and assess risk: debt yield, cash ratio, and liquidity to debt. We use real-life examples to help…
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Duration: 52 minutes Price: Complimentary for CUBG Member Credit Unions Ever wonder what the secret is to being a successful commercial lender? It’s referrals! Before most business owners decide to borrower money, start a business, or switch financial services providers – they talk to a trusted advisor. In this webinar exclusively for CUBG Member…
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Duration: 58 minutes As credit unions make headway in commercial lending, so must the creativity in their approach to grow and protect their commercial loan portfolio. In this webinar recorded on October 12, 2023, we look at how rate swaps help expand your fixed-rate lending capabilities and how credit unions can use rate swaps…
Duration: 60 minutes Join CUBG for this webinar outlining the reporting requirements on commercial loan applications. In this session from April 18, 2024, you’ll learn which data needs to be collected and when to capture the required information in the loan process. Plus, we discuss what is considered a dwelling, how to handle mixed-used…
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Duration: 65 minutes Legal and regulatory trends are opening up new ways for credit unions to expand commercial lending into the cannabis industry Cannabis lending is a niche market that some credit unions are now capitalizing on. There are a variety of ways a credit union can engage this unique industry for profitable lending….
Duration: 73 minutes Credit unions have a lot of competition for commercial clients. But they also have a secret weapon many of those competitors don’t have… a network of branches with deep ties to the community. Branches are typically the first point of contact and a great resource for business members. Are you giving your…
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Duration: 61 minutes Inflation is often thought to have a minimal impact on commercial real estate. However, the numbers tell a different story. For nearly 30 years, real estate owners and managers have not had to worry about inflation’s effects on operating expenses, rents, and valuations – until now. As a lender, it’s vital…
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Duration: 68 minutes Hotels and hospitality related lending provide an opportunity for credit unions to grow and diversify their CRE portfolios. However, this industry also presents some unique risks. Join CUBG for this webinar from April 11, 2024 on how to effectively make and manage loans to all types of hotels. This webinar…
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Duration: 86 minutes Multi-family residential loans have been a growing commercial loan category for credit unions for the last several years. But what are the best methods to underwrite, value, and manage these apartment loans? Join CUBG’s Mike Smith in this webinar from May 11, 2023 as he dives into underwriting and managing multi-family…
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Duration: 80 minutes Multi-tenant retail and shopping centers are one of the most common types of commercial real estate loans made by credit unions. In this webinar, CUBG discusses how to properly underwrite these loans, and the unique challenges they present. We cover the following key concepts: – Analyzing cash flow and NOI using…
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