Description
Date: January 26, 2023
Time: 11 a.m. Pacific
Duration: 90 minutes
This webinar gives key decision makers the information and knowledge they need to successfully oversee your credit union’s business lending program. We’ll review MBL regulations and important regulatory issues as well as the importance of cash flow and how to calculate it and other key financial ratios. Learn to distinguish between the different types of business loans and understand the primary functions of a business loan committee.
We’ll discuss:
- MBL regulations and important regulatory issues
- The primary functions of a business loan committee
- Distinguishing between the different types of business loans
- Key underwriting criteria
- Balance sheets and income statements
- The importance of cash flow, how to calculate it, and other key financial ratios
- Environmental and appraisal issues and how they can affect the loan decision
- Key aspects of the credit presentation document – what should be included and what is most important
- Portfolio management techniques including risk monitoring, concentrations, and problem loan monitoring
