Duration: 55 minutes
The purpose of commercial loan underwriting is to understand the risks in each transaction. In this webinar, CU Business Group’s Mike Smith will discuss three ratios your credit union should use to accurately identify and assess risk: debt yield, cash ratio, and liquidity to debt.
We’ll use real-life examples to help you better understand how to identify and mitigate risk in commercial lending.
– Why the debt yield ratio could be as important as the debt service coverage ratio
– How to assess the adequacy of the borrower’s liquidity
– Why using these often-overlooked ratios can lessen overall risk
Audience: Commercial lenders, credit analysts, risk officers, loan committee members, and others.
Purchase Terms & Conditions
After the order is approved, you’ll receive an email with links to download the education materials. After you download, you will be able to save the files to your shared network and use the training for your credit union going forward.