Financial Ratios You Should Be Using in Commercial Lending – Recording

Description

Duration: 58 minutes

The purpose of commercial loan underwriting is to understand the risks in each transaction. In this webinar from September 12, 2024 – CU Business Group’s Mike Smith will discuss three ratios your credit union should use to accurately identify and assess risk: debt yield, cash ratio, and liquidity to debt.

We use real-life examples to help you better understand how to identify and mitigate risk in commercial lending.

This webinar discusses:

– Why the debt yield ratio could be as important as the debt service coverage ratio
– How to assess the adequacy of the borrower’s liquidity
– Why using these often-overlooked ratios can lessen overall risk

Audience: Commercial lenders, credit analysts, risk officers, loan committee members, and others.

Purchase Terms & Conditions

After the order is approved, you’ll receive an email with links to download the education materials. After you download, you will be able to save the files to your shared network and use the training for your credit union going forward.

Educational materials are proprietary and are not to be shared outside of the purchasing credit union.