Financial Ratios You Should Be Using in Commercial Lending – September 12, 2024

Description

 

Date: September 12, 2024

Time: 11:00 a.m. Pacific

Duration: 60 minutes

The purpose of commercial loan underwriting is to understand the risks in each transaction. In this webinar, CU Business Group’s Mike Smith will discuss three ratios your credit union should use to accurately identify and assess risk: debt yield, cash ratio, and liquidity to debt.

We’ll use real-life examples to help you better understand how to identify and mitigate risk in commercial lending.

This webinar will discuss:

– Why the debt yield ratio could be as important as the debt service coverage ratio
– How to assess the adequacy of the borrower’s liquidity
– Why using these often-overlooked ratios can lessen overall risk

Audience: Commercial lenders, credit analysts, risk officers, loan committee members, and others.

 
 

---

Purchase Terms & Conditions
 
For live webinars, a full-team registration includes multiple attendees for your credit union. Please include these emails in the notes section at checkout. Each attendee will need a unique login link for access.

A recording of the session is also available for full-team access registrations upon request. For individual registrations for webinars, the recording will be available to purchase after the session. If you registered as an individual, you can request a discount code to use on the recording purchase.

Educational materials are proprietary and are not to be shared outside of the purchasing credit union.

---