Showing 51–73 of 73 results
Duration: 36 minutes Managing deposit risk is just as important as managing credit risk. What questions should you ask when opening new accounts? What do you need to do to verify your business members’ information? In this webinar we’ll review these important questions and provide you with the resources you need to avoid potential fraud….
Duration: 66 minutes Many credit unions have large portfolios of CRE that will be maturing in 2024. Some of these loans may already be struggling due to economic conditions, and the rapid increase in interest rates over the past year may further impact cash flow. Properly managing these loan maturities will be key to…
Duration: 60 minutes The examination process can be stressful and challenging. With years of experience in helping credit unions manage this process, CUBG has the expertise to help you successfully navigate your next exam. This webinar from July 15, 2021 provides successful strategies to help you prepare for and manage the business lending examination process….
Duration: 60 minutes Collateral is often the secondary source of repayment on a commercial loan and knowing the current value of that collateral is a key part of assessing risk in your portfolio. Performing collateral re-valuation as part of annual or periodic reviews is also a regulatory requirement, a hot button with examiners, and…
Date: May 22, 2025 Time: 11:00 a.m. Pacific Duration: 60 minutes Join CUBG’s Mike Smith for an overview of the most commonly asked about regulations and compliance issues impacting business accounts. Gain the knowledge you need to stay compliant! Learn about: Regulation D (Reserve Requirements) Regulation CC (Check Holds) Regulation GG (Internet Gambling) Regulation…
Duration: 83 minutes It’s a common misconception that business and commercial loans are exempt from most lending compliance regulations, but that is actually NOT the case. In fact, many consumer-oriented lending regulations actually apply to business loans, but often in a more nuanced manner. Ensuring your staff have the knowledge they need to comply…
Duration: 63 minutes Automated Clearing House (ACH) and Remote Deposit Capture (RDC) have become industry standards in deposits and are common products for credit union business members. However, both also come with their own regulations and challenges. Managing risk is essential to protect both the credit union and the member. Join CUBG’s Liz Volin…
Duration: 64 minutes When analyzing a loan on commercial real estate collateral, lenders typically focus on loan to value, management, and cash flow. However, analyzing the tenants that pay rent to generate that cash flow is also essential. Join CUBG in this recording from April 6, 2023 and learn how to assess these tenants…
Duration: 55 minutes As lenders, the pandemic has taught us that anything can happen, and we need to be ready. It is more important now than ever to know how your loans will perform when economic factors change. Knowing how to properly stress test your loans will help you prepare. In this webinar, we…
Duration: 58 minutes Small and micro business loans represent a huge opportunity for credit unions to serve their communities and expand relationships with existing borrowers and business members. Join CUBG and learn how to make small dollar business loans in an efficient, profitable, and safe manner. This webinar discusses: − Loan types and collateral…
Duration: 22 minutes CU Business Group’s The Basics of Business Entity Type gives a summary of the most common types of business entities you’ll encounter as a credit union. These business entities include sole proprietorships, DBAs, corporations, limited liability companies, partnerships, associations, and campaigns. Some of the topics covered in this course include: A…
Duration: 31 minutes This basic webinar is designed to familiarize loan officers with the terms and purpose of various forms of short-term lending with a focus on revolving lines of credit. This session provides a high level overview on how to determine whether a revolving line of credit is the appropriate product to meet a members…
Duration: 62 minutes Hear the Latest SBA 7(a) Program Updates The recently released SBA Standard Operating Procedures (SOP) 50-10-7 include a number of changes to the SBA 7(a) program that will take effect on August 1, 2023. Join CUBG for this webinar that explains the most critical program changes and what they mean for…
This webinar focuses on the information needed to pull together a complete loan package. Participants will learn how to take a loan application, gather appropriate documents from the borrower, and review key financial data to better understand the borrower’s financial situation. Specific areas covered include: The application checklist The loan application Personal financial statements Tax returns and business…
Duration: 95 minutes Understanding a borrower’s ability to repay the loan is the cornerstone of commercial loan underwriting. As the primary source of repayment, cash flow is the most important factor in making a loan decision. Join CUBG in this session on January 19, 2022 as we discuss the basics of business cash flow…
Duration: 54 minutes The effective use of loan covenants can help mitigate risk and give your loan committee peace of mind. Both regulatory and industry standards call for the use of loan covenants on commercial loans. In this webinar recording from a live session on December 15, 2021 – learn about this prudent risk…
Date: May 27, 2025 Time: 11:00 a.m. Pacific Duration: 75 minutes Loan documents are a binding contract between your credit union and a borrower. As one of the final processes in loan closing, understanding loan documentation is essential. Expand your understanding of commercial loans and familiarize yourself with the documents needed to close a…
Duration: 75 minutes As a commercial real estate lender, understanding CRE leases is critical to understanding how you will be repaid. In this session CUBG will take you through the ins and outs of commercial real estate leases. We’ll discuss the various lease types, define key terms used in leases, and show you how…
Duration: 60 minutes Confirming that your collateral is properly insured is a vital part of managing risk in commercial lending. With rising premiums and increased scrutiny of coverages, understanding commercial property insurance is imperative for protecting your credit union. In this on-demand recording from February 20, 2024 – you’ll learn about: – Fitting the…
Duration: 57 minutes Each year, more and more credit unions are asked to finance commercial real estate loans that include ground leases. CRE loans where the borrower doesn’t own the land present opportunities and unique risks for credit unions. In this webinar from April 22, 2025 – learn how to underwrite these loans to…
Duration: 60 minutes Recorded from the live presentation on May 27, 2021, this exclusive webinar focuses on UCA cash flow analysis. As a powerful tool for lenders, UCA cash flow is effective in painting a financial picture and evaluating a company’s ability to repay a loan. Join CUBG’s Mike Smith for this special webinar…
CUBG’s most requested business lending course in an engaging virtual format! This guided course delivers a comprehensive look at credit union business lending. Through engaging videos, hands-on case studies, and two live class meetings, you’ll gain skills and knowledge that can be quickly and easily applied at your credit union. We’ll cover topics that will…
Duration: 54 minutes Presenter: Lori Shao, Finli Price: Complimentary What keeps a small business owner up at night? Is your credit union effectively supporting those members? …and how Finli can help! Over the last 5 years, at least 25 million new small businesses have been created. Your credit union is likely already banking many…