Chad has 23 years of experience in commercial real estate, private banking, and commercial lending, and has held various leadership roles at both credit unions and banks.  Chad began his career in Dallas, TX working primarily for community and regional banks in retail and private banking roles.  Prior to joining CUBG, Chad served for 10 years at the $4.5 billion University Federal Credit Union in Austin, Texas.  There Chad closed half a billion in commercial real estate loans as a commercial loan officer and most recently, manager of the commercial lending department.