Justin has more than 17 years of commercial lending experience and has held several executive -level roles managing commercial loan departments at both credit unions and community banks. banks. Justin’s background includes all facets of commercial lending. Justin began his career with University Federal Credit Union in Austin, TX, helping to grow their commercial lending program and eventually managing the business lending department. Justin also served as Chief Credit Officer for a community bank, overseeing commercial, mortgage, and consumer lending. In his role at CUBG, Justin oversees the credit functions and consults with credit unions on business services strategies and program development.