Duration: 66 minutes Business credit reports are a valuable tool for assessing borrower risk, validating business performance, and identifying potential credit concerns early in the underwriting process. In this one-hour webinar from August 27, 2026, learn how to interpret commercial credit reports, understand key scores and ratings, evaluate payment history and trade references, identify…
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Duration: 58 minutes In many instances cash flow methods like EBITDA and NOI aren’t enough to properly understand repayment ability, especially for businesses with significant balance sheet items. Uniform Cash Flow Analysis (UCA) is a type of analysis designed by bankers to properly account for how the balance sheet affects business cash flow, and…
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Duration: 60 minutes The purpose of commercial loan underwriting is to understand the risks involved in each transaction. Calculating and analyzing ratios is key in interpreting the ability of a business to repay a loan. Join CUBG in this session from October 9, 2025 as we discuss 10 financial ratios your credit union should…
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