5 Ways to Navigate Credit Risk Management and Loan Review Expectations

5 Ways to Navigate Credit Risk Management and Loan Review Expectations

by Jeff Stone, VP, Regulatory & Compliance, CU Business Group As we navigate uncertain economic times, having a well-developed credit risk review system in place to manage risk in your commercial lending portfolio is crucial. The NCUA has named credit risk as one of its top supervisory priorities for 2023. In 2020, the NCUA and…

Technical Tip: Transaction Stress Testing

Technical Tip: Transaction Stress Testing

Considering the ‘what ifs’ is critical in commercial loan underwriting. What if property vacancies increase? What if interest rates rise (which they will)? What if property values drop? Performing stress testing as part of the underwriting and periodic review process can help your credit union understand the potential impact of unplanned events such as declines…

CUBG Welcomes Justin Conrey as President/CEO

CUBG Welcomes Justin Conrey as President/CEO

On October 1st, CUBG welcomed Justin Conrey to the role of President/CEO. Conrey previously served as Executive Vice President and SVP-Credit and was appointed President/CEO upon the retirement of CUBG Founder and President/CEO Larry Middleman. Prior to joining CUBG, Conrey led commercial programs at both credit unions and community banks. He also has prior CUSO…

Technical Tip: Planning a Commercial Loan Portfolio Review

Technical Tip: Planning a Commercial Loan Portfolio Review

Regular reviews of your commercial loan portfolio are key for prudent risk management, and can help to reveal weaknesses in commercial lending operations. So what should you look for when planning a portfolio review? CUBG’s experts provide these tips on what you need to meet credit risk management guidelines. Use a third-party reviewer Examiners are…

Current Trends in Loan Sourcing and Participations

Current Trends in Loan Sourcing and Participations

It’s not news that across the industry, credit unions are flush with deposits and are experiencing widespread challenges in deploying excess liquidity.  As a result, new trends have emerged in both commercial loan sourcing and participations. The trends and information shared below are derived directly from experience with CUBG’s network of nearly 400 brokers and…

Technical Tip: Key Questions to Ask Your Borrowers About COVID Impacts

Technical Tip: Key Questions to Ask Your Borrowers About COVID Impacts

Although the country has begun to open back up, the pandemic will continue to have a lingering effect on businesses long into the future. Lenders entertaining new borrower applications or conducting annual reviews should gather information from borrowers regarding the impacts of the pandemic on their business and financial situation. Here are some key questions…

CU Business Group Launches Partnership with Community Capital to Provide Online Loan Marketplace for Credit Unions

CU Business Group Launches Partnership with Community Capital to Provide Online Loan Marketplace for Credit Unions

(Portland, Oregon – April 28, 2021) – CU Business Group, LLC, the nation’s largest business services Credit Union Service Organization, today announced it has partnered with Community Capital Technology Inc. to leverage the firm’s online loan marketplace and business intelligence platform to provide a better, more efficient way for their credit union clients to optimize…