Commercial Loan Participations 101 – May 12, 2026

Description

Date: Tuesday, May 12

Time: 11:00 a.m. Pacific

Duration: 60 minutes

Cost: Complimentary

Looking to expand lending capacity, balance concentration risk, or enter new markets through commercial loan participations?

Join CUBG’s experts for this foundational session designed to give your team a clear, confident understanding of how commercial loan participations work, how they differ from consumer loan participations, and how you can use them to strengthen your credit union’s business lending program.

As more credit unions leverage participations to diversify their portfolios and compete for larger commercial opportunities, it’s essential to understand the mechanics, regulatory requirements, and best practices for a safe, successful participation program.

Gain a clear, practical understanding of how participations work in the commercial space and how they allow credit unions to share risk, access larger business opportunities, and support members with complex financing needs.

We’ll discuss:
– How credit unions use participations to diversify, manage concentration limits, and compete for larger deals
– The structural and risk differences between consumer and commercial loan participations
– The appropriate financial analysis, cash flow evaluation, and collateral review necessary for commercial participations
– Key regulatory requirements, including NCUA expectations for due diligence, risk management, and ongoing monitoring
– What lead lenders look for in strong participation partners
– What the purchasing credit union is responsible for when evaluating and monitoring a commercial participation loan
– Critical participation loan parameters, servicing standards, and accounting considerations

Purchase Terms & Conditions

Educational materials are proprietary and are not to be shared outside of the participating credit union.