From Application to Closing: Financing a 15-Unit Multifamily Apartment Complex – 2026 Webinar Series

Description

 

Webinar Series: From Application to Closing: Financing a 15-Unit Multifamily Apartment Complex

25% off for this 4-webinar series! 

This four-part training series brings the commercial real estate lending process to life! Follow a real-world loan request for a 15-unit apartment complex from initial borrower contact through loan closing and funding. Learn how to evaluate multifamily properties, assess repayment capacity, structure transactions, prepare documentation, and manage the closing process while identifying and mitigating key credit risks.

Designed for commercial lenders, credit analysts, underwriters, loan administrators, and lending managers, this series provides practical guidance and hands-on examples that demonstrate how a multifamily loan moves through the credit process from start to finish.

Each session includes take-home case studies and exercises completed by attendees.

Dates:

– Session 1: Wednesday, October 14, 2026
– Session 2: Wednesday, October 21, 2026
– Session 3: Wednesday, October 28, 2026
– Session 4: Wednesday, November 4, 2026

All sessions will begin at 11:00 a.m. Pacific and will last 60 minutes. If you register after any of the sessions you will receive a recording of the previous session(s).

Agenda:

Session 1: “Does This Loan Make Sense?”

Loan Application and Initial Screening

Learn how to quickly evaluate a multifamily loan opportunity and determine whether the transaction warrants further underwriting.

Topics Include:
– Initial risk assessment
– Analyzing sponsorship and borrower experience
– Evaluating borrower-provided information
– Reviewing personal financial statements and tax returns
– Reviewing rent rolls, operating statements, and current leases
– Identifying red flags early in the process
– Issuing term sheets and collecting due diligence items

Case Study Exercise: Initial review of the apartment complex acquisition request.

Session 2: “Determining Repayment Capacity”

Financial Analysis and Underwriting

Take a deep dive into analyzing the property, borrower, and guarantors to determine overall creditworthiness.

Topics Include:
– Property cash flow analysis
– Calculating Net Operating Income (NOI)
– Calculating Debt Service Coverage Ratio (DSCR)
– Rent roll and tenant analysis
– Appraisals and calculating Loan-to-Value (LTV)
– Global cash flow analysis
– Evaluating guarantor financial strength
– Market and competitive analysis
– Vacancy and collection loss analysis
– Stress testing
– Risk rating assignment

Case Study Exercise: Complete an underwriting analysis of the multifamily project.

Session 3: “Structuring the Right Deal”

Loan Structure, Credit Approval, and Documentation

Learn how to structure a safe and sound multifamily loan while preparing a comprehensive loan package for approval.

Topics Include:
– Establishing rates, terms, and amortization
– Selecting financial covenants
– Environmental due diligence requirements
– Appraisals and property valuations
– Insurance requirements
– Writing an effective credit presentation
– Approval conditions and commitment letters

Case Study Exercise: Prepare a loan approval package for loan committee consideration.

Session 4: “Getting the Loan Across the Finish Line”

Closing, Funding, and Post-Closing Administration

Explore the final steps required to successfully close and fund a multifamily commercial real estate loan.

Topics Include:
– Required (and optional) loan documents
– Title commitments and endorsements
– Entity documentation and borrowing authority

Case Study Exercise: Work through a complete closing package and funding authorization for the 15-unit apartment complex loan.

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Purchase Terms & Conditions

Include the names and emails for any additional attendees for your credit union in the notes section at checkout. Each attendee will need a unique login link for access.

A recording of this session is available for full-team access registrations upon request.

Educational materials are proprietary and are not to be shared outside of the purchasing credit union.

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