The CUBG Risk Rating Model: Understanding the Tried and True System – Recording
$0This webinar is exclusive for CUBG Member Credit Unions only. Please contact us at education@cubg.org if you are unsure of your membership.
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This webinar is exclusive for CUBG Member Credit Unions only. Please contact us at education@cubg.org if you are unsure of your membership.

This webinar focuses on the information needed to pull together a complete loan package. Participants will learn how to take a loan application, gather appropriate documents from the borrower, and review key financial data to better understand the borrower’s financial situation. Specific areas covered include: The application checklist The loan application Personal financial statements Tax returns and business…

Duration: 95 minutes Understanding a borrower’s ability to repay the loan is the cornerstone of commercial loan underwriting. As the primary source of repayment, cash flow is the most important factor in making a loan decision. Join CUBG in this session on January 19, 2022 as we discuss the basics of business cash flow…

Duration: 54 minutes The effective use of loan covenants can help mitigate risk and give your loan committee peace of mind. Both regulatory and industry standards call for the use of loan covenants on commercial loans. In this webinar recording from a live session on December 15, 2021 – learn about this prudent risk…

Duration: 60 minutes Loan documents are a binding contract between your credit union and a borrower. As one of the final processes in loan closing, understanding loan documentation is essential. Expand your understanding of commercial loans and familiarize yourself with the documents needed to close a commercial loan with this webinar. Learn the specific…

Duration: 75 minutes As a commercial real estate lender, understanding CRE leases is critical to understanding how you will be repaid. In this session CUBG will take you through the ins and outs of commercial real estate leases. We’ll discuss the various lease types, define key terms used in leases, and show you how…

Duration: 60 minutes Confirming that your collateral is properly insured is a vital part of managing risk in commercial lending. With rising premiums and increased scrutiny of coverages, understanding commercial property insurance is imperative for protecting your credit union. In this on-demand recording from February 20, 2024 – you’ll learn about: – Fitting the…

Duration: 57 minutes Each year, more and more credit unions are asked to finance commercial real estate loans that include ground leases. CRE loans where the borrower doesn’t own the land present opportunities and unique risks for credit unions. In this webinar from April 22, 2025 – learn how to underwrite these loans to…

Duration: 60 minutes Recorded from the live presentation on May 27, 2021, this exclusive webinar focuses on UCA cash flow analysis. As a powerful tool for lenders, UCA cash flow is effective in painting a financial picture and evaluating a company’s ability to repay a loan. Join CUBG’s Mike Smith for this special webinar…


Duration: 60 minutes The purpose of commercial loan underwriting is to understand the risks involved in each transaction. Calculating and analyzing ratios is key in interpreting the ability of a business to repay a loan. Join CUBG in this session from October 9, 2025 as we discuss 10 financial ratios your credit union should…

Duration: 54 minutes Presenter: Lori Shao, Finli Price: Complimentary What keeps a small business owner up at night? Is your credit union effectively supporting those members? …and how Finli can help! Over the last 5 years, at least 25 million new small businesses have been created. Your credit union is likely already banking many…